You have the right to redeem your interest in your real estate until the completion of the hearing to confirm the sheriff’s sale of your property at the end of the foreclosure case. This means you have the right to pay off your loan balance in full, together with attorney fees and costs incurred by your lender during the foreclosure process, up until the final hearing in the case. Alternatively, you always have the option of trying to reach a loan modification agreement with your lender. Through a loan modification agreement, your lender could agree to modify the terms of your loan and stop the foreclosure process upon entry of the agreement. However, the lender has no obligation to enter such an agreement, and cannot be forced to do so. If a loan modification agreement is reached, you must be sure that your lender’s attorney handling the foreclosure case is made aware of the agreement so the foreclosure will be stopped. Frequently, lenders do not communicate with their foreclosure attorney and the attorney continues with the foreclosure process even though the lender has entered a loan modification agreement. If you are facing foreclosure and would like assistance, contact our office. Lee|Coats Law in Vinita, OK call us today at 918-782-0000 or by email at firstname.lastname@example.org.